I guess I missed the day they forced students to take loans for their college education. This is so millennial. Take one class at a time and build cabinets or weld or sack groceries. Student loans are VOLUNTARY.
College debt
- Thread starter HighStickHarry
- Start date
Community college should be free. So should trade school.
Everybody else is your decision.
Everybody else is your decision.
She's going to lower the cost of student loans? How could it get any lower?
You're obviously a (fill-in-the blank)ist; the little darlin's just want their free shit. Speaking of little darlin's and beer:
Maybe college wouldn't be so expensive if a certain former "public servant" didn't demand thousands of dollars to show up and talk for a few minutes?
make it free then a degree will be worth what you spend on it.
Make it free and my wife's academia career is quickly turning to industry. No incentive for professors to teach anymore if that be the case. Make more money in research only or industry.
This country and its youth suck. I'm only 30 and have never once thought about free schooling. Debt paid for by someone other than me. Gimme gimme gimme...gtfoh
This country and its youth suck. I'm only 30 and have never once thought about free schooling. Debt paid for by someone other than me. Gimme gimme gimme...gtfoh
I saw an article a few months back that talked about this issue. One of our issues with College debt is that we treat all college education the same. I'm not talking different schools but different fields. I don't feel sorry for the guy who financed 60K to get a generic degree in philosophy and then complains that he can't find work that will allow him to pay that back. Well Duh. Our loan and grant programs should focus on those areas where we need growth. Subsidize compSci, Nursing, and STEM fields where we are importing labor via H1Bs. If we did that, you'd find a lot less "worthless" education debt out there. I also think that we need to review our existing college bases and question the value proposition. I've earned a Bachelor's and an MBA and can attest that at least half of the courses I took in school provided zero post-graduation benefit. It shouldn't take 6 years (the average length of time a student takes to graduate with a Bachelor's degree today) to get a piece of paper that says "you know something". And anything that takes that long should not be an "all-or-nothing" proposition, like today's college is.
Justin
Justin
Loan and grant programs should be blanket. It isn't the responsibility of those programs to keep track of what a student decides to major in based on need. By accepting that money, the shithead student should then accept responsibility for paying it back regardless. Being an adult only is cool when it doesn't involve you paying back what you owe. You can't pay it back, well, sorry, should've thought of the consequences prior to accepting the funds.
Start limiting those programs and you have done two things: limited your reach and leave the door open for someone to be offended that federal funds are not available all over.
Except it's the taxpayer that's going to end up footing the bill for those programs. We don't and won't have debtors prisons. The reality is a lot of those people will never be able to repay those loans, no matter what they do.
You've acknowledged that many of the current generation do not have the fortitude to take personal responsibility for their actions, but then there seems to be some disconnect in understanding that a large percentage of that money will not be paid back. The other leg of the stool being that all this low cost loan money, with few strings seemingly attached, drives up the tuition cost (and housing costs too) of attending college enormously.
There aren't any. That'll be forgiven is a foregone conclusion if Hilary is elected.
Great article, but then at the same time if that is removed, so many people wouldn't have access to higher education. I don't know if that would then mean an increase in available workers in trade type jobs since more would go that route instead? Confusing to me to say the least.
- A lot of people who are seeking "higher education" really have no business in college. This is readily apparent.
- Take some of the cheap money away and the cost of a college education would drop.
- Something that can't go on forever won't. The current state of higher education in America is coming to an end in the not too distant future. It's already starting.
It's no coincidence that the skyrocketing costs of an education followed closely behind the introduction of education loans. Anything the government funds (including military spending) is obscenely higher than it should be.
But that should probably be determined by aptitude not money.
If you're smart enough, the funding is there. If you aren't smart enough to get it paid for, you should be smart enough to dig and find some. There are so many obscure forms of scholarship money out there that people never utilize. I got $500 my first semester for writing a short 500-word essay to this foundation (I forget the name). But, the only criteria was to have a father that was bald, I shit you not. It was one of those "How has dad influenced your life" type of deals...but for whatever reason, he had to be bald.
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