lately I have been on a kick of trying to reduce my bills. I have always been the guy who didn't do much home work and just went with the well known companies. ATT, direc TV, State Farm etc. I had a friend recently switch from State Farm to farm bureau and almost cut his bill by a 3rd. I am looking at switching from ATT to T-Mobile or Sprint and will save a ton in overages on data. But does anyone have recommendations on car and home insurance??