Why do you all lie to our face?

[brtinla]

Really Oklahoma? Really? You are going to elect Kevin Stitt? At least more of you could be honest when you find out we work in education and tell us you support us. The truth is you don't give a flip about teachers or education. I wish you would just tell me honestly to my face that you don't care instead of waiting until you can hide in the ballot box.

 

[squeak]

Really Oklahoma? Really? You are going to elect Kevin Stitt? At least more of you could be honest when you find out we work in education and tell us you support us. The truth is you don't give a flip about teachers or education. I wish you would just tell me honestly to my face that you don't care instead of waiting until you can hide in the ballot box.

If you’re not better off in 4 years I will take a one year ban from the 24/7 board.

 

[brtinla]

The man said he would have vetoed the teacher pay raise. We are due for a recession. Stitt is a criminal and an idiot. How will he react to the next recession? Will he raise taxes as Reagan did to protect education or cut them as his hero fallin did? That is if he doesn't go to jail

 

[squeak]

The man said he would have vetoed the teacher pay raise. We are due for a recession. Stitt is a criminal and an idiot. How will he react to the next recession. That is if he doesn't go to jail

Lol...criminal and and an idiot?!?!?! You’re drunk.

 

[Pokeabear]

Ughhhklahoma.

 

[HighStickHarry]

He is drunk. Sorry dude Democratic Party is divisive and toxic.

 

[OKSTATE1]

Really Oklahoma? Really? You are going to elect Kevin Stitt? At least more of you could be honest when you find out we work in education and tell us you support us. The truth is you don't give a flip about teachers or education. I wish you would just tell me honestly to my face that you don't care instead of waiting until you can hide in the ballot box.

Get a job in a really good private school if you feel that way, and you will also not have to deal with kids whose parents view the school as a glorified daycare center. Funding will not be a problem. Private schools can hold both the kids and the parents accountable and kick out bad actors and allow the class room to be a place of education, not baby sitting. Education is a privilege and not a right, when people figure that out the class room changes drastically. I had a 4 hour conversation with the #2 person in the Department of Education under Obama and he told me I was 100% correct on how to fix education but our country is not ready for the solution and may never be. He said China has it figured out and what I proposed is similar to China and he had spent a great deal of time in China. Bad actors in the class room need to be sent home and not hold back kids and parents that want their kids to learn. We do not value education because it is considered a right and not a privilege.

Kids at private schools? Many of those parents sacrifice greatly financially to give their kids the best education because they understand education is not only a privilege and a blessing, but a gift. When you view it that way, both parents and kids are held accountable.

 

[long-duc-dong]

Brt’s full of BULLSTITT!

 

[brtinla]

Lol...criminal and and an idiot?!?!?! You’re drunk.

My dad is an appraiser. He has been visited by the FBI twice. Stitts company has a scam going in rural areas. They take a new home worth say 100k and get buyers who can't qualify and jack up the price to 180, use the equity to pay off the applicants debt and qualify them for the new home price. My dad dropped out since this is illegal. 2 visits by the FBI.

And F you, you are drunk.

 

[squeak]

My dad is an appraiser. He has been visited by the FBI twice. Stitts company has a scam going in rural areas. They take a new home worth say 100k and get buyers who can't qualify and jack up the price to 180, use the equity to pay off the applicants debt and qualify them for the new home price. My dad dropped out since this is illegal. 2 visits by the FBI.

And F you, you are drunk.

 

[OKSTATE1]

My dad is an appraiser. He has been visited by the FBI twice. Stitts company has a scam going in rural areas. They take a new home worth say 100k and get buyers who can't qualify and jack up the price to 180, use the equity to pay off the applicants debt and qualify them for the new home price. My dad dropped out since this is illegal. 2 visits by the FBI.

And F you, you are drunk.

How do you go from unqualified to qualified? How do you have equity on $180K if the original buyer on the jacked up price does not qualify? No loan, you have no sale.

 

[Marshal Jim Duncan]

My dad is an appraiser. He has been visited by the FBI twice. Stitts company has a scam going in rural areas. They take a new home worth say 100k and get buyers who can't qualify and jack up the price to 180, use the equity to pay off the applicants debt and qualify them for the new home price. My dad dropped out since this is illegal. 2 visits by the FBI.

And F you, you are drunk.

You're full of shit.

 

[brtinla]

Education is a privilege and not a right?

It's a duty of or society. God that is ****ed up in so many ways.

 

[brtinla]

You're full of shit.

**** you dipshit. Why would I make that up? My dad is 76 years old and it pisses me off they tried to make him part of their scam. YOU are full of shit.

 

[long-duc-dong]

My dad is an appraiser. He has been visited by the FBI twice. Stitts company has a scam going in rural areas. They take a new home worth say 100k and get buyers who can't qualify and jack up the price to 180, use the equity to pay off the applicants debt and qualify them for the new home price. My dad dropped out since this is illegal. 2 visits by the FBI.

And F you, you are drunk.

This doesn’t make any sense. Try again.

 

[brtinla]

They secure funding to pay off debt, then the buyer is cleared to take a bigger loan. Why did the ****ing FBI visit My dad twice over this

 

[Marshal Jim Duncan]

**** you dipshit. Why would I make that up? My dad is 76 years old and it pisses me off they tried to make him part of their scam. YOU are full of shit.

The same reason you've made up lots of other things over the years. What you're describing is nonsensical. Oh, BTW, I've been a banker for over 20 years, and prior to that a national bank examiner fir 5 years.

 

[OKSTATE1]

Education is a privilege and not a right?

It's a duty of or society. God that is ****ed up in so many ways.

Your attitude is why mommas drop of their kids and treat it as a daycare center. Why mommas can have kids for more welfare and have free daycare in the form of a school and not give a crap if their offspring gets educated or keeps other kids from being educated.

Go to a shit hole country and tell me if those kids would find education a privilege. It needs to be treated as a privilege, when it is, it is respected and taken seriously. If you believe it is a right, then I guess I will take you for granted as well as an educator and just assume you are ok working for low wages and feeding a system that does not educate. You should be willing to work for nothing, it is your duty in society, you just admitted it.

 

[Marshal Jim Duncan]

They secure funding to pay off debt, then the buyer is cleared to take a bigger loan. Why did the ****ing FBI visit My dad twice over this

They didn't.

 

[OKSTATE1]

They secure funding to pay off debt, then the buyer is cleared to take a bigger loan. Why did the ****ing FBI visit My dad twice over this

Your not making any sense. None.

 

[long-duc-dong]

They secure funding to pay off debt, then the buyer is cleared to take a bigger loan. Why did the ****ing FBI visit My dad twice over this

Yeah, didn’t help.

 

[OKSTATE1]

The same reason you've made up lots of other things over the years. What you're describing is nonsensical. Oh, BTW, I've been a banker for over 20 years, and prior to that a national bank examiner fir 5 years.

I have been in the accounting and finance field for 35 years (CFO, Controller, Public accounting, internal audit), and he makes no sense, NONE.

 

[brtinla]

Your not making any sense. None.

These are new properties that are suddenly being asked to be reappraised by several thousand dollars for no reason. The scam is the new equity pays off debt to get new buyers approved. I know this makes no sense to you, but it does to the FBI, who again, visited my dad twice who thankfully left the scam long ago.

 

[HighStickHarry]

Now the real question. Why did the fbi visit brts dad twice??

 

[poke2001]

My dad is an appraiser. He has been visited by the FBI twice. Stitts company has a scam going in rural areas. They take a new home worth say 100k and get buyers who can't qualify and jack up the price to 180, use the equity to pay off the applicants debt and qualify them for the new home price. My dad dropped out since this is illegal. 2 visits by the FBI.

And F you, you are drunk.

This didn’t happen.

 

[poke2001]

These are new properties that are suddenly being asked to be reappraised by several thousand dollars for no reason. The scam is the new equity pays off debt to get new buyers approved. I know this makes no sense to you, but it does to the FBI, who again, visited my dad twice who thankfully left the scam long ago.

Yeh,try again. Dig deep and come up with something that is at least logical.

 

[brtinla]

This didn’t happen.

Why would you think that?

 

[brtinla]

Now the real question. Why did the fbi visit brts dad twice??

The FBI was investigating Stitts company for inflating appraisals. He was getting all their business and it was lucrative but they were pressuring him hard on value. He finally said he was out. What saved him from prosecution was a person from their company said he quit on us.

 

[Alpha Poke]

My dad is an appraiser. He has been visited by the FBI twice. Stitts company has a scam going in rural areas. They take a new home worth say 100k and get buyers who can't qualify and jack up the price to 180, use the equity to pay off the applicants debt and qualify them for the new home price. My dad dropped out since this is illegal. 2 visits by the FBI.

And F you, you are drunk.

What equity?

 

[poke2001]

Why would you think that?

Because it didn’t. It is nonsense.

 

[PDT816]

Really Oklahoma? Really? You are going to elect Kevin Stitt? At least more of you could be honest when you find out we work in education and tell us you support us. The truth is you don't give a flip about teachers or education. I wish you would just tell me honestly to my face that you don't care instead of waiting until you can hide in the ballot box.

I've been here pretty much since day one and have never said anything positive about public education. It's a festering dumpster fire and doesn't deserve more money

 

[OKSTATE1]

What equity?

I asked the same thing. No way he can walk us thru the debits and credits of this verbal financial fraud.

 

[poke2001]

I asked the same thing. No way he can walk us thru the debits and credits of this verbal financial fraud.

Of course not. He heard some bullshit story and is repeating it here, only has some of the details incorrect to make it less logical.

 

[brtinla]

've been here pretty much since day one and have never said anything positive about public education. It's a festering dumpster fire and doesn't deserve more money

You do realize asshole, that Oklahoma State is a public education school. And the vast majority of the students who attend OSU come from public schools. Why are you a moderator on this site? Why are you here at all?

 

[Alpha Poke]

I asked the same thing. No way he can walk us thru the debits and credits of this verbal financial fraud.

Ability to Repay Act also comes to mind.

 

[Alpha Poke]

You do realize asshole, that Oklahoma State is a public education school. And the vast majority of the students who attend OSU come from public schools. Why are you a moderator on this site? Why are you here at all?

Do you support consolidation?

 

[long-duc-dong]

You do realize asshole, that Oklahoma State is a public education school. And the vast majority of the students who attend OSU come from public schools. Why are you a moderator on this site? Why are you here at all?

You like his thread then...boom!

 

[aix_xpert]

Why is it when a Repub loses, they go back and look at why the candidate failed and look to the next election. When a liberal loses they whine that the world is going to end and that they've been betrayed by the everyone who clearly doesnt think the same way the lib does?

 

[OKSTATE1]

These are new properties that are suddenly being asked to be reappraised by several thousand dollars for no reason. The scam is the new equity pays off debt to get new buyers approved. I know this makes no sense to you, but it does to the FBI, who again, visited my dad twice who thankfully left the scam long ago.

Banks are not going to approve any loan that someone by their income can not service the debt and interest. If a willing buyer and seller agrees to X for the sale of a property, that by definition determines FMV. No one forces a buyer to buy, and banks today are much more scrutinized as to loan qualifying procedures and insuring the quality of their debtors and underlying equity. The real estate bubble and the failure of banks changed how banks do business and at one time afterwards it was really hard to qualify for a home loan, they have lightened up some, but not to the point of Penn Square Bank stupid, far, far, from it. Loan reserve requirements and stress test requirements have increased. @Marshal Jim Duncan could speak much better than I on all of this.

If a buyer is so phucking stupid to not compare comp values as ANY individual or real estate agent would do, not sure how you fix stupid. Bank would require an appraisal from someone they trusted to properly protect the loan.

IF what you say is true, this would require massive collusion between the appraiser, the bank, and the property owner. Is it worth it for the appraiser? You just admitted no. Bank? Oh hell no. But this then ignores the fact an individual buyer and / or his real estate agent, ignores comp values and the need for their own appraisal.

None of this makes sense, and if it was happening it is not just a Stitt issue but everyone in the transaction with massive collusion and some really STUPID buyers and their agents. Having a hard time seeing any of this aligning. Possible? Sure. Likelihood? So small not even funny. How do so many people miss a property being over valued by almost 100% when it is so easy to discover with public real estate records for comps, especially buy a buyer and bank that has to meet certain loan requirements.

 

[JimmyBob]

Well, it's nice to have a reminder why I had that loon-ball on ignore...........